Allow CeyPay merchants to create automated, recurring payment schedules against their customers' signed Direct Debit contracts — enabling hands-free collection for any subscription-based or instalment-based business model.
What this involves:
Merchants define a subscription plan against an active Direct Debit contract (amount, frequency, billing cycle start date)
The CeyPay billing engine automatically initiates deductions on each due date via the Direct Debit rails
A retry and dunning flow handles failed deductions — automatically reattempting on a configurable schedule before marking a subscription as past due
Webhook notifications keep the merchant's system in sync at every stage (payment succeeded, payment failed, subscription canceled)
A merchant dashboard view and public API endpoints for creating, pausing, resuming, and canceling subscriptions
Full payment attempt history per subscription cycle, giving merchants visibility into retries and failures for customer support
Why this matters: Many of CeyPay's target merchants — gyms, SaaS platforms, schools, insurance providers, utility services — run on recurring revenue. Without native subscription support, these merchants have to manually initiate payments each cycle, which is error-prone and doesn't scale. Subscriptions turn CeyPay's Direct Debit feature into a complete recurring billing solution, making the platform viable for an entirely new category of merchant.
Intended audience: Merchants operating subscription-based or instalment-based business models who have customers with active CeyPay Direct Debit contracts.
