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Allow CeyPay merchants to create automated, recurring payment schedules against their customers' signed Direct Debit contracts — enabling hands-free collection for any subscription-based or instalment-based business model.What this involves:<ul><li>Merchants define a subscription plan against an active Direct Debit contract (amount, frequency, billing cycle start date)</li><li>The CeyPay billing engine automatically initiates deductions on each due date via the Direct Debit rails</li><li>A retry and dunning flow handles failed deductions — automatically reattempting on a configurable schedule before marking a subscription as past due</li><li>Webhook notifications keep the merchant's system in sync at every stage (payment succeeded, payment failed, subscription canceled)</li><li>A merchant dashboard view and public API endpoints for creating, pausing, resuming, and canceling subscriptions</li><li>Full payment attempt history per subscription cycle, giving merchants visibility into retries and failures for customer support</li></ul>Why this matters: Many of CeyPay's target merchants — gyms, SaaS platforms, schools, insurance providers, utility services — run on recurring revenue. Without native subscription support, these merchants have to manually initiate payments each cycle, which is error-prone and doesn't scale. Subscriptions turn CeyPay's Direct Debit feature into a complete recurring billing solution, making the platform viable for an entirely new category of merchant.Intended audience: Merchants operating subscription-based or instalment-based business models who have customers with active CeyPay Direct Debit contracts.

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Subscriptions

CeyPay

Enable CeyPay merchants, partners, and community members to refer new merchants to the platform and earn rewards for successful onboarding.What this involves:<ul><li>A unique referral link/code system tied to each affiliate account</li><li>Tracking of referred merchant sign-ups, verifications, and first transactions</li><li>A commission or reward structure (e.g., percentage of transaction fees generated by referred merchants over a defined period)</li><li>An affiliate dashboard showing referral status, earnings, and payout history</li><li>Automated payout processing for earned commissions (LKR settlement to registered bank accounts) </li></ul>Why this matters: CeyPay's growth depends on merchant adoption. An affiliate program turns existing merchants, fintech enthusiasts, and business networks into a distributed sales force — lowering customer acquisition costs while rewarding those who genuinely advocate for the platform. Intended audience: Existing CeyPay merchants, business consultants, and fintech community members who have networks of potential merchant clients.